First thing you would do if you won the lottery?
The first thing I would do if it was right now is buy a house and pay cash. We have to get our credit up a bit in order to buy a house and man it is not as easy as I had hoped it would be.
But, once we buy our first house it will be all worth it!
So, that is what I would do. Pay cash for my house so we didn't have to wait for our credit to improve...